About this roundtable
The $3 million superannuation tax is no longer on the horizon — it’s here. Division 296 legislation was introduced in Parliament in February 2026, with first assessments expected for the 2026–27 financial year. The question now isn’t whether it affects you. It’s how.
In this roundtable, Brett Young, Paul Clements, Tino Di Battista, Thilini Ratnayake, and Mel Nash — spanning tax, financial planning, and SMSF — sit down to unpack what Division 296 actually means for your super, your planning, and your options. No jargon. No hedging. Just the clarity you need to make informed decisions before the deadlines that matter.
Key Topics:
- What changed in October 2025 — and why unrealised gains are no longer part of the equation
- How Division 296 could affect the tax effectiveness of your current estate plan
- Strategic responses: contribution strategies, spouse equalisation, and asset location
- The 30 June 2026 CGT adjustment deadline for SMSFs
- Payment options and cash flow implications
This is for you if: Your super balance is approaching or above $3 million, you’re an SMSF trustee navigating Division 296, or you need clarity on how these changes affect your retirement plans — before they take effect.
